Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of veronicasinsurance.com (the "Site") operated by Veronica's Insurance ("Veronica's," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. About Our Services

Veronica's Insurance is a licensed insurance brokerage operating exclusively in the State of California. We help consumers compare and obtain insurance products from third-party carriers. We are not an insurance carrier or underwriter.

2. No Binding Quote, Offer, or Coverage

Information provided on the Site, including any premium estimates or quotes, is for general informational purposes only and does not constitute an offer of insurance, a binding quote, or a contract of insurance. No coverage is bound, and no policy is issued, until an application is approved by the applicable insurance carrier and you receive the actual policy documents. The terms of any insurance coverage are governed solely by the policy issued by the carrier.

3. Eligibility

You must be at least 18 years old and a California resident to request quotes or services through the Site. By using the Site you represent that you meet these requirements and that the information you provide is accurate and complete.

4. Communications Consent (Calls, Texts, Email)

By providing your telephone number and submitting a request, you agree that Veronica's Insurance and its authorized representatives may contact you at that number by phone call, text message (SMS/MMS), and email regarding your request and our products and services, including through an automatic telephone dialing system or prerecorded or artificial voice, where permitted by law. Consent is not a condition of purchase. Message and data rates may apply. You may opt out of text messages at any time by replying STOP, and you may request to be placed on our internal do-not-call list.

5. Use of the Site

You agree to use the Site only for lawful purposes. You may not:

• Use the Site in any way that violates applicable law or regulation
• Attempt to gain unauthorized access to our systems or interfere with the Site's operation
• Submit false, misleading, or fraudulent information
• Copy, reproduce, or exploit any part of the Site without our written permission

6. Intellectual Property

The Site and its content, including the Veronica's Insurance name, logo, Basko mascot, text, graphics, and design, are owned by or licensed to Veronica's Insurance and are protected by intellectual property laws. You may not use our trademarks or content without our prior written consent.

7. Third-Party Links and Content

The Site may contain links to third-party websites or resources. We are not responsible for the content, products, or practices of any third-party sites, and links do not imply endorsement.

8. Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Veronica's Insurance disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.

9. Limitation of Liability

To the fullest extent permitted by law, Veronica's Insurance and its officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Veronica's Insurance from any claims, losses, or expenses arising out of your misuse of the Site or violation of these Terms.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Site will be subject to the exclusive jurisdiction of the state and federal courts located in California.

12. Changes to These Terms

We may modify these Terms at any time. Changes are effective when posted, with the "Last Updated" date revised. Your continued use of the Site after changes are posted constitutes acceptance.

Contact Us

Veronica's Insurance

3998 Inland Empire Blvd., Ontario, CA 91764

Email: [email protected] · Phone: 818.639.3939