Can I Insure My Motorcycle On My Automobile Policy?

No. You need to purchase specialty insurance. Motorcycle coverage is similar to automobile insurance in format; however, insurance companies evaluate the risk differently. The specialists at Veronica’s Insurance match the best insurance coverage to your specific equipment and needs.. You should consider each of these features when choosing motorcycle insurance: Liability Insurance covers damage to other people’s property and injuries to others arising out of your operation of a motorcycle. Collision coverage reimburses you for damage to your motorcycle when you either wreck it, overturn it, or someone else damages it and does not pay for the damage.

Uninsured motorist coverage acts as the at-fault uninsured or underinsured motorist’s insurance policy on your behalf when someone harms you or damages your bike in an accident.

One example is a hit and run incident; your company pays you as though they were the other driver’s insurance carrier.

Other than collision coverage, sometimes incorrectly called comprehensive, reimburses you for damage to your motorcycle when other perils occur such as fire, hail, hitting an animal, or theft.Medical payments is a no fault coverage which pays medical bills for passengers or bystanders that are injured as a result of your ownership of the motorcycle. For example: the bike falls over on a pedestrian, scraping their leg. Safety apparel coverage pays for damage to helmets, leathers, gloves and any other safety-wear damaged in an accident. Other equipment coverage is available for optional electronics, gear, and miscellaneous stuff associated with your bike. Towing and roadside assistance. Trailers not covered by your automobile coverage.

Motorcycle insurance requires careful attention to detail. Ask your Veronica’s Insurance expert for help in choosing the correct coverage for you.